You may use the industry-approved Building Cost Calculator which provides an estimate of the rebuilding cost of your property for evaluation purposes.

The total premium that you have to pay may vary depending on factors such as the type of residence, type of construction, the sum insured or value at risk and the covers that you have chosen. Premiums are inclusive of Service Tax (ST) of 8%.

Importance of disclosure:

• You have a duty to take reasonable care not to make a misrepresentation in answering the questions in the Proposal Form (or when you applied for this insurance) i.e. you should have answered the questions fully and accurately. Failure to have taken reasonable care in answering the questions may result in avoidance of your contract of insurance, refusal or reduction of your claim(s), change of terms or termination of your contract of insurance in accordance with the remedies in Schedule 9 of the Financial Services Act 2013. You are also required to disclose any other matter that you knew to be relevant to our decision in accepting the risk and determining the rates and terms.

• You also have a duty to inform us of any change in the information given to us earlier before we issue the policy schedule to you and before you renew or change any of the terms of your policy. If you don’t, your policy may be cancelled, or treated as if it never existed, or your claim may be rejected or not fully paid.

• Your excess is the first part of any claim for loss or damage that you have to bear yourself for certain perils under your policy such as overflowing of domestic water tanks, windstorm, earthquake and flood claims.

• We shall not be deemed to provide cover and shall not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose us to any sanction, prohibition or restriction under the United Nations’ Security Council resolutions (UNSC) or the trade or economic sanctions, laws or regulations of the European Union or the United States of America.

You will receive a renewal notice to renew your existing policy, before policy expire.
1. Mail in / Walk in to customer service to request for renewal; or
2. Contact your existing agent to perform renewal

You may cancel your policy at any time by giving us prior written notice. Provided you have not made a claim you are entitled to a premium refund based on either pro-rata or short period rates for the period the policy has been in force.

It is important that you inform us of any change in your life profile including your occupation which would affect the risk profile. Please reach out to us at AIGMYCare@aig.com or call our Toll Free: 1 800 88 8811  (operating hours : 9.00am to 5.00pm, Monday to Friday, excluding Public Holidays) to update the following required details.

1. Mailing Address
2. Email Address
3. Contact Number

If you have any enquiries, please contact us at:

AIG Malaysia Insurance Berhad (200701037463)
P O Box 11768, 50756 Kuala Lumpur

Contact Information
Toll Free 1800-88-8811 (within Malaysia)
General Line 603-2118 0188
Fax 603-2118 0288
Email AIGMYCare@aig.com
Operation Hours
Monday to Friday, 9am to 5pm (except Public Holidays)